Tag Archives: Chapter 13

Bankruptcy Myths

There are many myths about Bankruptcy. As a bankruptcy attorney, I find that many clients have heard things about bankruptcy which are incorrect. 1 – The New Bankruptcy Laws make it impossible for most people to file. Almost everyone is still able to file some form of bankruptcy relief. Most of the clients who seek […]

Chapter 13 Bankruptcy

A Chapter 13 Bankruptcy Plan allows a homeowner to submit a plan to get caught up on their debts, over a 3 to 5 year period. During this time they make their best efforts to pay; most debts which are not paid can be discharged when the plan is completed. A Bankruptcy Attorney will draft […]

What To Do If You Are Facing Mortgage Foreclosure

Being served with a mortgage foreclosure complaint can be a frightening moment. The most important thing which you can do is to sit down with an experienced Mortgage Foreclosure Attorney, to review your options. What Is Foreclosure? In Pennsylvania, mortgage foreclosure is the process by which a lender takes back real estate, in order to […]

Why Bankruptcy Paperwork is Important

Bankruptcy involves a lot of paperwork. To file a case, a large pile of forms must be completed. Most attorneys begin by giving their clients a worksheet to fill out. Then the official bankruptcy forms are completed, proofread, corrected, and eventually filed. Some of the forms seem fairly easy to understand on their face. In […]

What does a Bankruptcy Discharge do?

What is a Bankruptcy Discharge? In most bankruptcy cases, the primary goal is a discharge. The Discharge is the fresh start the debtor gets from a successful filing. This means that the debtor is no longer personally liable for these debts. What Debts will be Discharged in Bankruptcy? The general rule is that all debts […]

Do I Need an Attorney to File Bankruptcy?

Can Bankruptcy be Filed without a Lawyer? The short answer is yes: individuals can file on their own, or use a non-attorney bankruptcy preparer to help with the paperwork. There are risks involved with the do it yourself approach. What a Bankruptcy Attorney Does Most individuals, and many lawyers, do not understand the ins and […]