Tag Archives: Debt Collection

What To Do About Debt Problems

Having debt is as American as apple pie, but too much debt can create stress, and lead to many problems: Collection Calls, Lawsuits, etc. If you need help with debt problems, the best advice is to sit down with an experienced attorney to review your options. Its Only Money This may seem obvious, but understand […]

Debt Collection Scams

Debt collection scams are on the rise. How can you tell if the person calling you is legitimate? The following are some sure signs that the caller is a scam. He is threatening you with jail, or sending someone with a warrant, unless an immediate payment is made. The debt collector won’t identify himself: a […]

Fake Debt Collectors

The Federal Trade Commission recently shut down a network of fake debt collectors. ftc.gov These companies would falsely claim to be collecting on payday loan debts, when in fact they had no authority to collect the debts. they would threaten lawsuits, or criminal prosecution. In many cases, people made payments just to end the harassment. […]

Mortgage Foreclosure Court

Mortgage Foreclosure Court is a special process which is available in Blair County. The purpose is to allow the homeowner, along with their attorney, an opportunity to meet with the bank’s attorney, in order to see if an agreement can be reached to avoid foreclosure. To be eligible for this program, an affidavit must be […]

Large verdict awarded for malicious debt collection

A jury in Missouri awarded a woman nearly $83 Million Dollars for malicious prosecution, and violations of the Fair Debt Collection Practices Act. msn.com The jury found that Portfolio Recovery Associates had maliciously sued her for a credit card bill she didn’t owe. The bill was actually owed by someone with a similar name. Verdicts […]

CAN THEY GARNISH MY WAGES IN PENNSYLVANIA?

For Most Debts, Wages Cannot be Garnished in Pennsylvania. Wage garnishment is a process by which someone’s wages are taken (attached) in order to pay for a debt or court judgment. Pennsylvania is unusual, compared to other states, in the protections it offers against wage garnishment. For most debts – including credit card debts, and […]

Harassed by Debt Collectors?

What a Debt Collector Can and Can Not Do Debt collectors are regulated by both the state and federal law. Without attempting to sort out the differences between these protections, I will make some general comments about what can and can not be done, from the point of view of a Pennsylvania lawyer. What a […]